Boost your business performance with split payments.
Increase your conversion rates and boost your average basket size by offering the Alya solution in-store or online. You collect your sale and we handle the rest — with zero risk of payment delays.
Trusted by our partners
Three major levers to boost your revenue
Three major levers to boost your revenue
Growth that serves Moroccan merchants
How AlyaPay works for merchants
You create the transaction
The customer completes the purchase from their phone
You receive the full amount within a few days
You create the transaction
The customer completes the purchase from their phone
You receive the full amount within a few days
How much could your sales grow
Discover the potential impact of Alya on your revenue, average basket, and conversion.
Your monthly sales volume
Choose your industry
Conversion lift
More customers complete their purchase
+18%
Extra monthly revenue
Estimated additional revenue you can unlock
Estimated ROI
Return on investment with Alya
3.2x
Offer split payments online and in-store
Offer flexible payments wherever your customers shop.
Online payment
Alya integrates easily with your website. Your customers enjoy a smooth checkout experience, fully built into your store — from the comfort of their home.
In-store experience
Offer split payments without installing any extra POS terminals or Alya counters. Your sales staff start the transaction in one click from their account or our tools integrated into your ERP. The customer completes the purchase on their own phone, right in your store.
Zero risk of non-payment for you, collect the full amount at the time of purchase.
Fast payout
Receive the net amount of each transaction within 10 days maximum.
Risk management included
We handle creditworthiness checks and fully cover the risk of non-payment or fraud.
Customer support
Our teams handle payment follow-up and support to give your customers a smooth experience.
Fast payout
Receive the net amount of each transaction within 10 days maximum.
Risk management included
We handle creditworthiness checks and fully cover the risk of non-payment or fraud.
Customer support
Our teams handle payment follow-up and support to give your customers a smooth experience.
Easy integration, reliable setup
Go live quickly with flexible integration options and full developer support.
Real Experiences with Alya
Frequently Asked Questions
Alya is the first Buy Now, Pay Later (BNPL) solution in Morocco. We allow your customers to split purchases into 2, 3, or 4 interest- and fee-free installments, while you get paid 100% of the sale upfront. We cover all payment risks so you can grow sales stress-free.
Get started in 3 quick steps:
Submit Your Info: Fill out the form at the bottom of the page—our team will get back to you shortly to gather your business details.
Get Approved: Receive your tailored commercial offer.
Onboard & Launch: We set up your account, train your team, and activate Alya in-store or online.
No. Zero setup costs, zero monthly fees, and no long-term commitment. You only pay a small commission per successful transaction. We only win when you win.
We keep pricing straightforward with a simple two-part model per successful order:
Custom Commission: A percentage rate tailored to your industry and transaction volume.
Flat Transaction Fee: A small, fixed processing fee per completed sale.
No hidden costs—your exact rates are clearly detailed in your custom partner agreement.
Checkout takes under 60 seconds with zero hardware required:
Enter Details: Staff enters the sale total and customer's phone number into the Alya app.
Customer Confirms: The customer receives an SMS, clicks the link, and approves the first installment via their Alya account.
Done: Transaction approved, hand over the goods immediately!
Access to split payments is based on financial responsibility (ranging up to 15,000 Dhs). Each transaction request undergoes an instant analysis by our solvency system to evaluate the customer's payment history and repayment capacity before approval.
You are 100% protected. Alya assumes all credit and default risks, ensuring you receive the full purchase amount upfront while our support team handles follow-ups. For the shopper, repeated delays lead to the suspension of their Alya account and can negatively impact their creditworthiness with financial institutions and credit bureaus.
Payouts are transferred directly to your registered company bank account (RIB). You can track every transaction in real-time and export full financial reports (CSV/XLSX) straight from your Alya Merchant Dashboard.
Let's grow your business together
Talk to our team about integration, pricing and partnership opportunities
Contact our team
Fill out the form and we'll get back to you